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Dr. Richard F. DeMong speaking at the Senior Center in Charlottesville Wednesday.

What role did the human factor play leading to the financial crisis? What are the difficulties of regulating shadow banks? In this podcast you’ll learn how the financial system goes awry when risk goes to zero. You’ll also learn the meaning of “moral hazard” and how it played a role in the financial crises of 2008.

Dr. Richard F. DeMong is the Virginia Bankers Association Professor Emeritus at the McIntire School of Commerce, University of Virginia. Dr. DeMong received a bachelor’s degree from California State University at Long Beach, an MBA from the College of William and Mary, and a Ph.D. from the University of Colorado. He is the author of numerous articles on subprime lending, managerial finance, investments, small business, and banking in leading finance and banking journals. Colonel DeMong is a retired United States Air Force pilot.

Dr. DeMong spoke at the Wednesday, January 9, 2013 meeting of the Senior Statesmen of Virginia. The meeting was held at the Senior Center in Charlottesville. Following the presentation, questions were taken from the audience. The program was moderated by SSV board member Tom Boyd.

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